Group helps youths’ financial literacy

In reply to the editorial appearing in the July 25 newspaper regarding poor financial literacy skills among the youth:

The National Endowment for Financial Education has recognized this need for decades, and continues to address it. The High School Financial Planning Program celebrates its 13th anniversary this year and continues to be sponsored by NEFE. Any teacher, organization, parent or student who would like to address this need can be provided with materials at no cost to them, the students or the district, and assisted by a certified financial planner certificant on a volunteer basis. Taken from www.hsfpp.org/about-the-program.aspx:

NEFE’s High School Financial Planning Program is a turnkey financial literacy program specifically focused on basic personal finance skills that are relevant to the lives of pre-teens, teens and young adults.

We support teachers and community organizations as they help youth build a solid foundation for financial independence and decision making. Whether or not you have experience teaching personal finance, you will find our instructional materials easy to use and adaptable for your situation. Choose to use some or all of the lessons and activities as you decide what works for your students and timeframes.

Organized into six module topics (planning, borrowing, earning capability, investing, financial services and insurance), the program includes six topical student guides, an assortment of 45-minute teacher lesson plans and a growing collection of online resources and learning activities.

A group of us did present this program in a number of local high schools in years past. The Cooperative Extension at one time coordinated volunteers with teachers. There is a program available for any educator who would like to fill this need. Perhaps a church organization, Scouting group, the YMCA, Boys and Girls club or other nonprofit would be an alternative to the traditional education system.

LISA QUEENEY

Gloversville